Built by people who audit balance sheets for a living.
Altvest is a private markets platform for the India–GCC corridor. Invoice discounting is where we started, because it is the corridor's oldest problem: suppliers deliver fast and get paid slowly.
Every year, billions of dirhams of perfectly good receivables sit idle in the Gulf because the supplier is too small for a bank facility and the buyer's payment terms are too long for the supplier's working capital cycle.
Banks price that gap for large corporates and ignore everyone else. Meanwhile investors in the same cities hold cash earning almost nothing. Altvest connects the two directly: the supplier gets paid now at a discount, the investor earns that discount, and the buyer pays on its normal terms into a collection account. No one is asked to change how they operate.
We are chartered accountants and engineers with practices in Dubai and Noida. The underwriting is done by people who have spent careers reading GCC corporate financials, and the platform is built by the same team, not licensed from a vendor. That matters when the question is whether a receivable is real.
Four commitments
We publish the bad outcomes
Late payments and losses appear in the track record alongside clean settlements. A platform that curates its history is selling you a story rather than a risk.
We take no fee from investors
Our margin comes from the supplier's discount. The rate on the card is the rate you earn, and we have no incentive to churn your capital.
We do not hold your money
Investor balances sit in a segregated client account. Collections go to a third-party operator. Altvest's own balance sheet is never between you and the receivable.
We say no more than we say yes
Most invoices submitted to us are declined, usually on the obligor rather than the supplier. Deal flow is a vanity metric. Settlement is the real one.
Entity and regulatory position
Replace this block with your confirmed licensing basis before launch. It is the first thing an institutional investor and a regulator will read.
| Operating entity | [LEGAL ENTITY NAME], [JURISDICTION], company number [NUMBER] |
| Registered office | [REGISTERED ADDRESS] |
| Regulatory status | [LICENCE / REGISTRATION / EXEMPTION AND ISSUING AUTHORITY] |
| Markets served | UAE, Saudi Arabia, Qatar, Oman, Bahrain, Kuwait |
| Client money | Segregated account with [BANK], collections operated by [COLLECTION AGENT] |
| Auditor | [AUDIT FIRM] |
| Contact | invest@altvest.app · [PHONE] |
Come and look at the book.
Open an account to see obligor names, our internal grades and the underlying documents. No commitment until you fund a deal.